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Home Financing Services

Bakersfield, CA Home Financing Services

Talking to a mortgage lender is one of the most important steps when purchasing your home. A mortgage lender will help you better understand which loans are available to you and help give you realistic expectations. Watson Realty is a full-service office and we have a mortgage lender in-house for our client’s convenience. You can contact San Joaquin Valley Mortgage if you need a lender or have questions on how to start the loan process.

Items Needed to Start the Loan Process:
  • 30 Days of Payroll
  • Three Years of Current Tax Returns (federal only)
  • Three Years of Current W-2’s
  • Two Months of Most Recent Bank Statements
  • Copy of Driver’s License
  • Copy of Social Security Card
Additional Items Needed (If You Already Own Real Estate):
  • Copy of Mortgage Statement
  • Copy of Property Tax Bill
  • Copy of Homeowners Insurance


Learn More About Our Financing Services

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