Home Financing Services

Talking to a mortgage lender is one of the most important steps when purchasing your home. A mortgage lender will help you better understand which loans are available to you and help give you realistic expectations. Watson Realty is a full-service office and we have a mortgage lender in-house for our client’s convenience. You can contact San Joaquin Valley Mortgage if you need a lender or have questions on how to start the loan process.

Items Needed to Start the Loan Process:

• 30 Days of Payroll
• Three Years of Current Tax Returns (federal only)
• Three Years of Current W-2’s
• Two Months of Most Recent Bank Statements
• Copy of Driver’s License
• Copy of Social Security Card

Additional Items Needed (If You Already Own Real Estate):

• Copy of Mortgage Statement
• Copy of Property Tax Bill
• Copy of Homeowners Insurance